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Privacy

Data protection declaration and consent to data use

1 General

The website www.wefox.de is provided by FinanceFox Germany GmbH (hereafter “wefox”). The information below serves to inform you about the handling of your personal data. Furthermore, you will find the wording of the informed consent forms that we use to provide our services. If you use wefox.de and the service of wefox, personal data is collected, processed and used by us. Because the protection of your privacy when using the app is important to us, we want to inform you with the following information about which of your personal data is collected, processed and used by us. You can access this data protection declaration on our website at any time under the heading “Privacy Policy” (https://www.wefox.de/en/privacy).

Please note that this privacy policy only describes the data collection, processing and usage of your personal data that takes place in the context of the usage of wefox.de and related functions, as laid down in the general terms and conditions (https://www.wefox.de/en/AGB) and with the broker power of attorney concluded with wefox.

2 Responsible parties/Contact

wefox is, as the operator of the website www.wefox.de, the responsible party for the personal data of users (hereafter referred to as “you”) of the website within the meaning of § 3 par. 7 of the Federal Data Protection Act (“BDSG”). The collection and storage, as well as the use of such information shall therefore only take place within the framework of the applicable laws, and of course – if needed – only with the appropriate consent from you.

If you have questions or suggestions regarding data protection, please feel free to contact us at [email protected].

3 Subject of the data protection

The subject of data protection is personal data. According to § 3 par. 1 BDSG, these are details about personal or factual circumstances of an identified or identifiable natural person. These include, for example, inventory data such as name, address, e-mail address or telephone number and, if applicable, also usage data. Usage data is the data that is required for using our websites, and includes information on the beginning, end and extent of use of our website and registration information. Additionally, content data, such as scanned insurance contracts, may be affected. Based on the features offered by the service wefox.de, special categories of personal data within the meaning of § 3 par. 9 BDSG may also be affected (in particular health data). Your personal data may be processed on servers outside the EU and the EEC, that is outside the scope of Directive 95/46/EC of the European Parliament and of the Council, dated October 24, 1995, on the protection of individuals with regard to the processing of personal data and on the free movement of such data (OJ. EC No. L 281 p. 31).

4 Use of personal data

This data is needed individually for the following purposes and only be used on the basis of the applicable statutory provisions (in particular Sections 27 ff. BDSG and Sections 11 ff. TMG.), if the use is expressly permitted on the basis of these regulations:

4.1 Data collection when accessing www.wefox.de

When accessing the wefox website, your Internet browser automatically transmits data for technical reasons. The following data will be stored separately from other data that you might transmit to us:

  • Date and time of access,
  • Browser type/version,
  • Operating system used,
  • URL of the previously visited website,
  • Amount of data sent.

This data is stored exclusively for technical reasons and can at no time be assigned to a particular person.

4.2 Registration/creating a user account and login

In order for you to be able to take full advantage of wefox, registration and input of certain personal data is necessary. The input of all data is voluntary.

This applies to the following categories of data:

  • Name and full address
  • Landline telephone number and/or mobile telephone number
  • E-mail address
  • Birth data (i.e. date of birth, birth place, maiden name)

4.3 Data use when used by registered users

If you use the services of wefox as described in the general terms and conditions and in the broker power of attorney concluded with wefox, if applicable, the personal data that you have entered will only be used:

  • zfor the provision of services offered on wefox.de, as described in the general terms and conditions and in the broker power of attorney concluded with wefox, if applicable,
  • as well as special categories of personal data, only if you have consented herein,
  • for the purpose of sending advertising; as far as this is required by law, and of course only if you have given the appropriate consent and
  • last but not least, if wefox needs this and possibly other data to respond to requests, questions and criticism.

4.4 Disclosure to third parties and data protection on third party websites

Furthermore, a disclosure of personal data to third parties without your consent only takes place in the following cases:

  • If it serves the investigation of an unlawful use of wefox or it is necessary for litigation, personal information will be forwarded to law enforcement agencies and, where appropriate, to injured third parties. This, however, will only be done if there is concrete evidence of an unlawful or improper use.
  • A transfer can also take place if this serves the enforcement of the terms and conditions or other agreements. wefox is also legally obliged to provide information to certain public bodies, upon request. These are law enforcement authorities pursuing fines for proven offences and the tax authorities.
  • Occasionally, we rely on contractually bound external companies and external service providers in order to provide our services, for example customer services or the hosting of wefox.de. In such cases, the information is passed on to these companies or individuals to enable further processing. These external service providers are carefully selected by us and checked regularly to ensure that your privacy is maintained. They may use your data exclusively for the purposes specified by us. Moreover, they are contractually bound by us to treat your information in accordance with this privacy policy and German data protection laws.

Financefox.de may contain links to the pages of other providers. Since wefox has no influence on these websites, the user is advised to inquire about the information on data protection possibly offered there. wefox takes no responsibility for the content of linked pages.

4.5 User profiles/tracking

wefox uses Google Analytics, a web analytics service provided by Google Inc. (“Google”). Google Analytics uses “cookies”, text files that are stored on your computer and enable analysis of your use of the website by you. The information generated by the cookie about your use of this website (including your abbreviated IP address) is transmitted to a Google server in the US and stored there. Google will use this information to evaluate your use of the website, compile reports on website activity for website operators and provide other services related to website usage and Internet usage. In addition, Google may also transfer this information to third parties where required by law or if such third parties process the information on Google’s behalf.

If you do not agree to the aforementioned website analysis, you can disable Google Analytics with the help of a browser add-on. The add-on can be installed here: https://tools.google.com/dlpage/gaoptout?hl=en.

4.6 Social Plugins

Referral buttons (so-called social plug-ins / like-buttons) are provided on wefox.de and allow users to share content with the social network facebook.com and their users. The operator of this network is Facebook Inc., 1601 S. California Ave, Palo Alto, CA 94304, U.S.A. (hereafter referred to as “Facebook”). The data protection friendly “Shariff” technology is used on wefox.de (see: http://www.heise.de/ct/ausgabe/2014-26-Social-Media-Buttons-datenschutzkonform-nutzen-2463330.html), which causes usage information (the user-recommended content, including date and time as well as the IP address of the user) to be transmitted to Facebook only in each individual case when the user operates the referral button. Facebook, not wefox, is responsible for the further handling of this information on Facebook. The purpose and scope of any further uses of the information by Facebook, and the respective rights and settings options for protecting the privacy of the user can be found in the Facebook data protection guidelines (available at http://www.facebook.com/policy.php). If transferring of data to Facebook is not desired, the user must refrain from operating the referral button.

5 Data security

Unfortunately, the transmission of information via the Internet is not completely secure and therefore we cannot guarantee the security of data transmitted via the Internet to our website. We secure our website and other systems against loss, destruction, access, modification or distribution of your data by unauthorized persons, using technical and organizational measures. In order for the data to be transferred as securely as possible, wefox uses an encryption with TLS 1.2 (transport layer security, which is among the safest technologies.) This type of encrypted data transmission particularly applies to all personal data.

6 Deleting your data

If your data is no longer required for the afore-mentioned purposes, they will be deleted. When you delete your user account, your profile will be deleted completely and permanently. If data must be retained for legal reasons, it will be inaccessible. The data is then no longer available for further use.

7 Information and right of access

You have the right to receive information about the data stored by us related to you, upon request. Furthermore, you have the right to correct, block and delete inaccurate data. To do so, please contact [email protected] or by post at the following address: FinanceFox Germany GmbH, Berliner Str. 73, 10713 Berlin.

8 Changes to this data protection declaration

wefox reserves the right to change this data protection declaration. The current version of the privacy policy shall be available under (https://www.wefox.de/en/privacy).